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The Florida Statutes

The 2008 Florida Statutes

Title XXXIX
COMMERCIAL RELATIONS
Chapter 687
INTEREST AND USURY; LENDING PRACTICES
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Chapter 687, Florida Statutes 2008

CHAPTER 687

INTEREST AND USURY; LENDING PRACTICES

687.01  Rate of interest in absence of contract.

687.02  "Usurious contracts" defined.

687.03  "Unlawful rates of interest" defined; proviso.

687.0303  "Line of credit" defined.

687.0304  Credit agreements.

687.031  Construction, ss. 687.02 and 687.03.

687.04  Penalty for usury; not to apply in certain situations.

687.05  Provisions for payment of attorney's fees.

687.06  Attorney's fee in enforcing nonusurious contracts; proviso; insurance premiums; attorney's fee provided in note.

687.071  Criminal usury, loan sharking; shylocking.

687.08  Person lending money to give borrower receipt for payments; contents of receipt; penalty for violation.

687.09  Persons accepting chattel mortgage as security for loans under $100 to cause amount as principal, interest, and fees to be inserted.

687.10  Not applicable to chartered banks, trust companies, building and loan associations, savings and loan associations, or insurance companies.

687.12  Interest rates; parity among licensed lenders or creditors.

687.125  Compounding of interest.

687.13  International transactions.

687.14  Definitions.

687.141  Loan brokers; prohibited acts.

687.142  Responsibility of principals.

687.143  Loan brokers; investigations; cease and desist orders; administrative fines.

687.144  Investigations; examinations; subpoenas; hearings; witnesses.

687.145  Injunction to restrain violations.

687.146  Criminal penalties.

687.147  Actions for damages.

687.148  Duties and powers of the commission and office.