This part shall apply to all kinds of direct insurance, except:(1) Life, annuity, health, or disability insurance;
(2) Mortgage guaranty, financial guaranty, or other forms of insurance offering protection against investment risks;
(3) Fidelity or surety bonds, or any other bonding obligations;
(4) Credit insurance, vendors’ single interest insurance, or collateral protection insurance or any similar insurance protecting the interests of a creditor arising out of a creditor-debtor transaction;
(5) Warranty, including motor vehicle service, home warranty, or service warranty;
(6) Ambulance service, health care service, or preneed funeral merchandise or service;
(7) Optometric service plan, pharmaceutical service plan, or dental service plan;
(8) Legal expense;
(9) Health maintenance, prepaid health clinic, or continuing care;
(10) Ocean marine or wet marine insurance;
(11) Self-insurance and any kind of self-insurance fund, liability pool, or risk management fund;
(12) Title insurance;
(13) Surplus lines;
(14) Workers’ compensation, including claims under employer liability coverage;
(15) Any transaction or combination of transactions between a person, including affiliates of such person, and an insurer, including affiliates of such insurer, which involves the transfer of investment or credit risk unaccompanied by the transfer of insurance risk; or
(16) Any insurance provided by or guaranteed by government.
