(1) A debtor, any secondary obligor, or any other secured party or lienholder may redeem collateral.
(2) To redeem collateral, a person shall tender:(a) Fulfillment of all obligations secured by the collateral; and
(b) The reasonable expenses and attorney’s fees described in s. 679.615(1)(a). (3) A redemption may occur at any time before a secured party:(a) Has collected collateral under s. 679.607; (b) Has disposed of collateral or entered into a contract for its disposition under s. 679.610; or (c) Has accepted collateral in full or partial satisfaction of the obligation it secures under s. 679.622.