626.051  "Life agent" defined.--

(1)(a)  For the purposes of this part, a "life agent" is a person who represents an insurer as to life insurance and annuity contracts. The term also includes an agent appointed as such as to life insurance, fixed-dollar annuity contracts, or variable contracts by the same insurer.

(b)  A person may not solicit or sell variable life insurance, variable annuity contracts, or any other indeterminate value or variable contract as defined in s. 627.8015, unless the person has successfully completed a licensure examination relating to variable annuity contracts authorized and approved by the department.

(2)  Except as provided in s. 626.112(6), with respect to any such insurances or contracts, no person shall, unless licensed as an agent:

(a)  Solicit insurance or annuities or procure applications; or

(b)  In this state engage or hold himself or herself out as engaging in the business of analyzing or abstracting insurance policies or of counseling or advising or giving opinions to persons relative to insurance or insurance contracts other than:

1.  As a consulting actuary advising an insurer; or

2.  As to the counseling and advising of labor unions, associations, trustees, employers or other business entities, the subsidiaries and affiliates of each, relative to their interests and those of their members or employees under insurance benefit plans.