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          The Florida Statutes
	
  
  
  
  
  
  
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  The 2025 Florida Statutes 
   
  
  
  
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CHAPTER 674PART IV RELATIONSHIP BETWEEN PAYOR BANK AND ITS CUSTOMER 674.401When bank may charge customer’s account.  674.402Bank’s liability to customer for wrongful dishonor; time of determining insufficiency of account.  674.403Customer’s right to stop payment; burden of proof of loss.  674.404Bank not obliged to pay check more than 6 months old.  674.405Death or incompetence of customer.  674.406Customer’s duty to discover and report unauthorized signature or alteration.  674.407Payor bank’s right to subrogation on improper payment.   
 
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